Terms of Use
Terms and conditions for using daniel-speiss.com
Last Updated: January 3, 2026
Acceptance of Terms
By accessing and using daniel-speiss.com (the "Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Website. We reserve the right to modify these terms at any time, and your continued use of the Website after such modifications constitutes acceptance of the updated terms.
Use of Website
You may use this Website for lawful purposes only. You agree not to:
- Use the Website in any way that violates any applicable law or regulation
- Transmit any malicious code, viruses, or harmful materials
- Attempt to gain unauthorized access to any portion of the Website
- Interfere with or disrupt the Website or servers connected to the Website
- Use automated systems (bots, scrapers) to access the Website without permission
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
- Collect or harvest information about other users without their consent
Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, software, and other materials, is the property of Daniel Speiss or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from this Website without prior written permission, except for:
- Your computer may temporarily store copies of materials in RAM incidental to accessing and viewing those materials
- You may store files that are automatically cached by your browser for display enhancement purposes
- You may print or download one copy of a reasonable number of pages for your personal, non-commercial use
Insurance Services Disclaimer
Important: The information provided on this Website regarding insurance products and services is for informational purposes only and does not constitute:
- An offer to sell insurance
- A solicitation to buy insurance
- Financial, legal, or tax advice
- A guarantee of coverage or policy terms
Insurance products are subject to underwriting approval, carrier availability, and state regulations. Policy terms, conditions, and premiums may vary. All insurance applications are subject to review and approval by the insurance company.
Licensing: Daniel Speiss is a Licensed Life Insurance Agent (NIPR #1870781), licensed in New York, Florida, Texas, and Illinois. Resident state: New York. Insurance services are available only to residents of those jurisdictions. Products are placed via Crump Life Insurance Services through affiliation with Stone Press Financial Group. Daniel Speiss does not hold a FINRA Series 6, 7, or 65 license and does not offer securities or investment advisory services. Clients requiring securities transactions or investment advisory services may be referred to appropriately licensed professionals (e.g., Stone Press Financial Group).
No Professional Advice
The content on this Website is provided for general informational purposes only. It is not intended as professional advice, including but not limited to financial, legal, tax, insurance, or investment advice. Daniel Speiss is not a registered investment adviser, broker-dealer, or securities agent. Nothing on this Website constitutes a recommendation to buy or sell any security, nor any personalized investment advice. Using this Website does not create a client-advisor relationship. You should consult with qualified professionals for advice specific to your situation before making any decisions based on information from this Website.
No Offer or Solicitation (Securities)
Nothing on this Website shall be construed as an offer to sell or a solicitation of an offer to buy any security, investment fund, or other financial product. Any investment concepts discussed on this Website are for educational illustration only and are not a solicitation of securities business.
User Content and Submissions
When you submit information, applications, or other content through this Website, you:
- Represent that you have the right to provide such information
- Grant us a non-exclusive, royalty-free, perpetual license to use, reproduce, and process such information for business purposes
- Understand that we may use this information to provide services, respond to inquiries, and comply with legal obligations
- Acknowledge that you are responsible for the accuracy and completeness of information you provide
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
- The Website is provided "as is" and "as available" without warranties of any kind, either express or implied
- We do not warrant that the Website will be uninterrupted, secure, or error-free
- We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website
- Our total liability for any claims related to the Website shall not exceed the amount you paid to us, if any, in the 12 months preceding the claim
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above limitations may not apply to you.
Indemnification
You agree to indemnify, defend, and hold harmless Daniel Speiss, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Website, violation of these Terms of Use, or infringement of any rights of another.
Links to Third-Party Websites
This Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or assume responsibility for the content, privacy policies, or practices of third-party websites. Your use of third-party websites is at your own risk.
Termination
We reserve the right to terminate or suspend your access to the Website at any time, with or without cause or notice, for any reason, including if you breach these Terms of Use. Upon termination, your right to use the Website will immediately cease.
Governing Law and Jurisdiction
These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising out of or relating to these terms or the Website shall be subject to the exclusive jurisdiction of the state and federal courts located in New York.
Severability
If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
Entire Agreement
These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and Daniel Speiss regarding your use of the Website and supersede all prior agreements and understandings.
Contact Us
If you have questions about these Terms of Use, please contact us:
Daniel Speiss
Email: [email protected]